Privacy Policy for StockOp.app

1. Information We Collect

a. Information You Provide Directly

• Account information: email address, password, screen name, and profile details when you create an account.
• Payment information: billing details processed through our third-party payment processor (Stripe). We do not store full credit card numbers.
• User content: trades, portfolios, watchlists, comments, challenge entries, and any other data you input.

b. Information Collected Automatically

• Usage data: pages viewed, features used, time spent, and interaction patterns.
• Device and browser information: IP address, browser type, operating system, device identifiers, and referring URLs.
• Cookies and similar technologies: We use cookies and local storage to maintain sessions, remember preferences (e.g., theme), and improve performance.

c. Information from Third Parties

• Authentication providers: When you log in with Google or X (Twitter), we receive your name, email, and profile picture.
• Market data providers: We retrieve public stock, options, and news data from third-party APIs (e.g., Finnhub) on your behalf.
• Broker integrations: If you connect a brokerage account (e.g., via Alpaca), we receive trade history and positions you authorize.

2. How We Use Your Information

We use collected information to:

• Provide, maintain, and improve the Service.
• Process subscriptions and payments.
• Display personalized content, analytics, and recommendations.
• Facilitate community features (challenges, comments).
• Communicate with you (service updates, support responses).
• Detect and prevent fraud, abuse, or security issues.
• Comply with legal obligations.

3. Sharing Your Information

We share information only in these limited circumstances:

• With service providers: Stripe (payments), Neon (database hosting), Vercel (hosting), Finnhub (market data), and authentication providers.
• For legal reasons: To comply with laws, respond to lawful requests, or protect rights and safety.
• Business transfers: In connection with a merger, acquisition, or sale of assets.
• With your consent: For any other purpose disclosed at the time of collection.

We do not sell your personal information to third parties.

4. Data Retention

We retain your information as long as your account is active or as needed to provide the Service. You may request deletion via Settings → Danger Zone. Some data (e.g., anonymized analytics) may be retained longer for legitimate business purposes.

5. Security

We implement reasonable technical and organizational measures to protect your data. However, no method of transmission over the internet is 100% secure.

6. Your Rights and Choices

Depending on your location, you may have rights to:

• Access, correct, or delete your personal data.
• Opt out of certain processing.
• Withdraw consent where applicable.

Contact us at hello@stockop.app to exercise these rights. We will respond within applicable legal timeframes.

You can also:

• Manage cookie preferences via browser settings.
• Disable notifications in Settings.

7. Children's Privacy

The Service is not intended for individuals under 18. We do not knowingly collect personal information from children.

8. International Data Transfers

Your information may be transferred to and processed in countries other than your own (e.g., United States). We ensure appropriate safeguards are in place.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Significant changes will be notified via email or prominent notice on the Service. Continued use constitutes acceptance.

10. Contact Us

For questions or concerns about this Privacy Policy, contact:

Stockapp.app
Email: hello@stockop.app